Privacy Policy

Effective Date: February 21st, 2025

SJJ Insurance Services (“Company,” “we,” “us,” or “our”) values your privacy. This Privacy Policy outlines how we collect, use, disclose, and protect your Personal Identifiable Information (“PII”). By using our website https://sjinsuranceservices.com, you agree to the terms of this Privacy Policy. If you do not agree with our practices, please discontinue use of our website.

 

1. Categories of PII Collected

We collect various types of PII from users to provide and improve our services. The categories of information we collect include but are not limited to:

  • Contact Information: Name, email address, phone number, and mailing address.

  • Technical Information: IP address, browser type, operating system, device information, and geolocation data.

  • Insurance-Related Data: Information you voluntarily provide regarding insurance preferences, policy details, and claims.

  • Financial Information: If applicable, we may collect payment details in connection with transactions.

  • Usage Data: Data collected through cookies, log files, and analytics tools, including browsing behavior and interactions with our website.

We collect PII through direct interactions (e.g., forms and emails) and automated technologies (e.g., cookies and tracking pixels).

 

2. How We Use Your PII

We use the collected PII for various business purposes, including but not limited to:

  • Providing Services: To process inquiries, manage policies, and provide customer support.

  • Communication: To send service updates, newsletters, or respond to your requests.

  • Website Enhancement: To analyze website usage, optimize performance, and improve user experience.

  • Security and Fraud Prevention: To protect against fraudulent activities, unauthorized access, and legal compliance.

  • Regulatory Compliance: To adhere to applicable legal and regulatory requirements.

  • Marketing and Advertising: To personalize content, display relevant ads, and retarget users with promotions.

Your PII will not be used for purposes other than those explicitly stated in this policy without your consent.

 

3. Categories of Third Parties with Whom PII is Shared

We do not sell your PII. However, we may share information with trusted third parties for legitimate business purposes, including:

  • Analytics Providers: Such as Google Analytics and Google Search Console to monitor website performance.

  • Service Providers: Third-party companies that assist with website hosting, customer service, marketing, and payment processing.

  • Regulatory Authorities: When required by law, we may disclose information to comply with legal obligations.

  • Advertising Partners: To deliver personalized ads and promotional offers.

We ensure that all third parties with whom we share your data adhere to privacy and security standards.

 

4. Use of Cookies and Third-Party Tracking

We use cookies, tracking pixels, and other similar technologies to collect information about your browsing behavior. These technologies help us:

  • Improve website functionality and user experience.

  • Remember your preferences and settings.

  • Analyze trends and measure engagement.

  • Display targeted advertisements across different platforms.

You can control cookie settings through your browser preferences or opt-out via industry-standard tools.

 

5. Consumer Rights (CCPA & GLBA Compliance)

Under the California Consumer Privacy Act (CCPA) and Gramm-Leach-Bliley Act (GLBA), you have the following rights regarding your PII:

  • Right to Know: You can request a report on the specific pieces of PII we have collected and how they are used.

  • Right to Delete: You may request the deletion of your personal data, subject to certain legal exceptions.

  • Right to Opt-Out: You can opt-out of the sale or sharing of your PII (though we do not sell PII).

  • Right to Non-Discrimination: Exercising your privacy rights will not result in discrimination or denial of service.

To exercise these rights, contact us at office@sjinsuranceservices.com.

 

6. How to Review and Update Your PII

If you wish to review, update, or correct your personal information, you may submit a request to office@sjinsuranceservices.com. We will take steps to verify your identity before processing such requests. We strive to respond to all privacy requests within 30 days.

 

7. How We Notify Users of Privacy Policy Updates

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. Any updates will be posted on this page, and significant changes will be communicated via:

  • Email notification (if you have provided an email address).

  • A prominent notice on our website.

We encourage users to periodically review this Privacy Policy to stay informed about how we are protecting their information.

 

8. Nevada Consumer Opt-Out Request

If you are a Nevada resident, you have the right to request that we do not store or sell your PII. To make this request, please contact us at [Insert Contact Email or Address]. We will respond to verified requests within 60 days.

 

9. Data Security Measures

We implement a variety of security measures to safeguard your personal information, including:

  • Encryption of sensitive data during transmission.

  • Secure access controls to limit unauthorized data access.

  • Regular security audits and monitoring for potential threats.

  • Employee training on data protection and security best practices.

Despite our efforts, no online data transmission is 100% secure. We encourage users to take precautions to protect their personal information.

 

10. Contact Information

For any questions, concerns, or to exercise your rights under this Privacy Policy, please contact us at:

SJJ Insurance Services
8635 W. Sahara Ave. PMB Box #7
Las Vegas, NV 89117
office@sjinsuranceservices.com
(310) 220-1019

By using our services, you acknowledge that you have read and understood this Privacy Policy.

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